So you're in the market for a vehicle from Starwood Motors? Great... we're happy you're here! When you're shopping for a pre-owned automobile, Starwood Motors has the loan experts to assist you.
Feel free to use our easy loan calculator to the right to estimate your traditional finance payments.
You can apply online for a car loan with our online finance application form. It's secure, and when we receive the application, our staff will look it over and contact you as soon as possible.
And whether you are shopping for an automobile or you already have one, don't forget to protect your investment with a Starwood Motors vehicle service contract.
We offer complete "One Stop" programs designed to meet all your auto lending needs. No need to go to the bank anymore! 24-84 month terms and rates as low as 3.24%
Fast simple finance programs with no prepayment penalties
Very few dealerships have the ability to offer leasing. Texas requires a license to facilitate a lease transaction and we are one of very few independent dealers in Texas to have been awarded a license to do just that. Any Make, Any Model, New or pre-owned! Starwood Motors can lease your next car and help you start saving money today.
In making the decision on whether to buy or lease your new car, it is helpful to understand the primary differences between the two options. As follows is a brief overview for your consideration.
When you buy a car, you pay for the whole vehicle. You will usually make a down payment, pay the sales tax in cash or roll them into your auto loan and pay an interest rate on the balance of the loan. Generally, your first payment is due a month after you sign your contract. This option may fit those who plan to keep their car for a long period of time and have a need to put unlimited miles on the vehicle.
When you lease, you are paying for only what you use of the vehicle. You do not have to put money down and sales tax will be included as part of your monthly lease payment. Your lease payment is determined in part on a money factor that is similar to the interest rate on a loan. You make your first lease payment at the time you sign your contract.
We hope this is helpful to determine which option best fits your situation. Our trained finance staff is available to give you further information about leasing or financing your next vehicle.
That's right! If you have an existing auto loan and want to refinance we can do it for you. Do you have some equity in your loan and want the cash; we can refinance your loan all while giving you cash back. Are you paying a high interest rate, we can refinance your existing loan and potentially save your thousands on finance charges. Do you have an existing lease that is ether maturing or you simply want to keep the vehicle, we can refinance your existing lease for you. Please call us now to discuss which option will work best for you.
Starwood Motors is pleased to offer only the finest extended warranty plans. The same warranty we sell you, we buy ourselves. It must meet our standards before we offer it to our clients. From 3 months to 6 years, 3000 miles to 150000 plus. Just power train coverage or bumper to bumper coverage...We will take the time to walk you through all the warranty options for your new or existing vehicle so we can provide the best product for your specific needs.
Contact one of the three major credit reporting agencies to get your credit report, including your credit score, by phone or via their website.